![]() ![]() I just wanna give her the things that I wasn’t able to have. ![]() Music Throughout AUDIO: Taylor Allen: I would like to provide for my daughter. Whether it’s providing lending or equity investment, Better Money Habits® workshops or one-on-one financial guidance for residents, we help our community and partners access the resources, tools and opportunities they need to grow in an inclusive way. Lena Frances Edwards Apartments in Jersey City and nationwide – through capital, support services and other resources. We finance and support projects like the Dr. Lena Frances Edwards Apartments, local residents – like Taylor Allen and her daughter – have found both security and opportunity in a new home.Īt Bank of America, we know that affordable housing provides more than just four walls for its residents – it offers safety, stability and ongoing support to foster the long-term success of a community. Through the construction of affordable housing options like the Dr. No matter how small, every dollar counts.Like many cities across the country, Jersey City is experiencing a rapid revitalization but, at the same time, not all residents have safe and affordable places to live. This will help keep your focused on achieving your savings target. Stick to essential purchases only: It’s okay to reward yourself once in a while, but be sure to stick to priorities and cut out wasteful spending. This can even help push you to reach your savings goal in a shorter space of time.ĥ. ![]() ![]() Save any windfall cash: You may be tempted to splurge when you come into large sums of cash outside of your regular income, like salary bonuses, but it’s best to set this money aside for savings. Maximise your savings with solutions like the Classic Reward Savings Account to help you meet your savings goals.Ĥ. This will minimise the chance of setbacks and keep you on track to growing your savings. With online/mobile banking options, you can set automatic transfers to be deducted when you get paid. Set aside automatic savings each month: It can be tricky to remember to set aside savings from your salary each month. It’s recommended that an emergency fund be sufficient to cover your needs for at least three to six months.ģ. Consider your recurring expenses like your insurance deductibles and bills against the likelihood of a major emergency. But, be sure to set a goal that’s realistic. Create an emergency fund: When working on increasing your savings, be sure to set a target so you know what you’re working towards. Pay bills, transfer funds, review your account transactions and more, anywhere and anytime.Ģ. First Citizens Mobile Banking and SMS banking options are a smart way to manage your accounts on the go. Apart from keeping track of every dollar, you’ll see where you can maybe tighten up on your spending. List fast food purchases and any other spend outside of monthly financial obligations. This isn’t limited to just bills and major commitments. Keep track of your monthly spend: Make a list of everything you spend money on. Here’s how you can get started on increasing your savings:ġ. This is especially important in the event of even average emergencies like home repairs and medical expenses that can run you into money problems if you don’t have funds set aside to cover these costs. Ensuring that your personal savings are on track is critical to your financial health. ![]()
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